Terms & Conditions

1. Introduction

Welcome to the Diverse Health Insurance website. These Terms & Conditions ("Terms") govern your use of our website, services, and any related content. By accessing or using our website, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please do not use our website.

2. Use of the Website

Eligibility : You must be at least 18 years old to use our website and services. By accessing our website, you represent and warrant that you meet this age requirement.

Account Responsibility : If you create an account with us, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

Prohibited Activities

You agree not to engage in any of the following activities:

• Use the website for any unlawful purpose or in violation of any applicable laws or regulations.
  
• Post or transmit any content that is defamatory, obscene, or otherwise objectionable.
• Interfere with or disrupt the operation of our website or servers.
• Attempt to gain unauthorized access to our systems or networks.

3. Intellectual Property

Ownership :All content, including text, graphics, logos, and software on our website, is the property of Diverse Health Insurance or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, or distribute any content from our website without our express written permission.

Limited License: We grant you a limited, non-exclusive, and non-transferable license to access and use our website for personal, non-commercial purposes. This license does not include any rights to modify, distribute, or create derivative works based on our content.

4. Disclaimers

No Warranties: Our website and services are provided on an ?as-is? and ?as-available? basis. We make no warranties or representations of any kind, express or implied, regarding the accuracy, reliability, or availability of our website or services. We disclaim all warranties, including implied warranties of merchantability and fitness for a particular purpose.

Limitation of Liability: To the fullest extent permitted by law, Diverse Health Insurance shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services. Our total liability for any claim arising from your use of our website or services shall not exceed the amount paid by you, if any, for accessing our website or services.

5. Third-Party Links

Our website may contain links to third-party websites or resources. We do not endorse or control these third-party sites and are not responsible for their content or practices. Your use of any third-party sites is at your own risk and subject to their terms and conditions.

6. Privacy Policy

Your use of our website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using our website, you consent to our Privacy Policy.

7. Changes to These Terms

We may update these Terms from time to time to reflect changes in our practices or legal requirements. Any changes will be posted on this page with the revised effective date. We encourage you to review these Terms periodically to stay informed about your rights and responsibilities.

8. Termination

We reserve the right to terminate or suspend your access to our website and services at our discretion, without notice, for any violation of these Terms or for any other reason. Upon termination, you must cease all use of our website and services.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of the state or country in which Diverse Health Insurance is located, without regard to its conflict of law principles. Any disputes arising from these Terms or your use of our website shall be subject to the exclusive jurisdiction of the courts located in that state or country.