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At Diverse Health Insurance, we understand that your employees are your greatest asset. Group Health Insurance is more than a benefit—it’s a strategic tool for attracting talent, boosting retention, and fostering a healthier, more productive workforce. Our tailored group health plans provide comprehensive coverage that works for both employers and employees—no matter the size of your business.
Group health insurance is a single policy issued to a business or organization that provides health coverage to eligible employees (and often their families). It typically offers lower premiums, broader coverage, and better risk pooling compared to individual plans.
Group plans are available to:
Small businesses (as few as 2 employees)
Mid-sized and large corporations
Non-profits, schools, and associations
Professional groups and unions
We help businesses of all sizes meet legal requirements while staying within budget.
Our customizable plans can include:
Doctor visits, specialist care, and preventive services
Inpatient and outpatient hospital coverage
Emergency room and urgent care
Prescription drug benefits
Maternity and newborn care
Pediatric and mental health services
Dental and vision coverage (optional)
Wellness programs and chronic care management
We also offer Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA) for added value.
Attract & retain top talent with competitive benefits
Tax advantages for offering employee coverage
Custom plans that scale with business growth
Lower employee turnover and absenteeism
Improved employee satisfaction & productivity
Our plans align with both ACA compliance and your HR goals.
Lower premiums compared to buying individual coverage
Access to a wider network of providers and specialists
Family coverage options available
Preventive care at no additional cost
Peace of mind in managing routine and emergency healthcare needs
We offer a range of plan types:
| Plan Type | Best For | Features |
|---|---|---|
| HMO | Budget-conscious teams | Lower premiums, primary care coordination |
| PPO | Teams needing flexibility | Broad network, no referrals |
| EPO | Mid-sized companies | Balanced costs and coverage options |
| HDHP with HSA | Younger or healthier employees | Lower premiums, tax savings |
We’ll help you mix and match options to create a benefit package that fits.
Our team assists with:
Seamless onboarding & enrollment
Employee education sessions
Claims support and provider network guidance
Renewal reviews and plan optimization
Compliance with ACA and state regulations
We act as your strategic benefits partner, not just a provider.
Whether you have 5 employees or 500, we provide flexible group health plans that adapt with your business:
Add new employees or dependents easily
Adjust coverage as your budget evolves
Support remote, hybrid, and multi-state teams
Group health insurance is a single policy offered by an employer or organization that provides medical coverage to eligible employees and, in many cases, their dependents. The cost is often shared between the employer and employees, making it a more affordable option than individual plans.
Typically, full-time employees are eligible for coverage. Some businesses may choose to offer it to part-time or contract workers as well. Eligibility requirements vary by plan and insurer, and employers can set specific criteria within legal guidelines.
Under the Affordable Care Act (ACA): Employers with 50 or more full-time equivalent employees are required to offer health coverage or face penalties. Smaller businesses (fewer than 50 employees) are not required but are encouraged to offer coverage and may be eligible for tax credits.
Attract and retain top talent with competitive benefits Tax-deductible premiums for employer contributions Improved employee morale and productivity Lower health risks and absenteeism through preventive care Compliance with ACA regulations (for applicable employers)
Yes. Employers can provide tiered options (e.g., Basic, Standard, Premium) or different plan types to accommodate a diverse workforce. All options must follow non-discrimination rules set by the IRS and ACA.
